body {background:white url(images/lblue096.jpg) repeat top left;}
p,ul,li {font:normal 100%/110% Verdana,Arial,Helvetica,sans-serif; color:black;}

h1 {font:bold 150% Verdana,Arial,Helvetica,sans-serif; color:#091c5a; display:inline;}
h3 {font:bold 110% Verdana,Arial,Helvetica,sans-serif;}
h4 {font:bold 100% Verdana,Arial,Helvetica,sans-serif;}

li {padding:0 0 6px 0;}

.gutter {padding:25px;}

a {color:#000099; text-decoration:none;}
a:active {color:#a4001d; text-decoration:none;}
a:hover {color:#a4001d; text-decoration:none;}

#nav {font:bold 100% Verdana,Arial,Helvetica,sans-serif; text-align:center; padding-top:12px; color:#091c5a;}
#nav a {color:#091c5a; font-weight: bold; text-decoration:none;}
#nav a:active {color:#a4001d; text-decoration:none;}
#nav a:hover {color:#a4001d; text-decoration:none;}
#nav img {border:none; margin-bottom:5px;}

#body {padding-top:10px;}

#footer {text-align:center; font:normal 100% Verdana,Arial,Helvetica,sans-serif; padding-top:8px; color:#091c5a;}
#footer a {color:#091c5a; text-decoration:none;}
#footer a:active {color:#a4001d; text-decoration:none;}
#footer a:hover {color:#a4001d; text-decoration:none;}

.small {font:normal 90% Verdana,Arial,Helvetica,sans-serif; color:#333;}